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Claims & Benefit Payouts

Step-by-step guidance on submitting your notice of loss, state UI verification requirements, and how benefit disbursements work.

9 articles
How to File a Claim (First Notice of Loss)
Why Cushion Requires an Approved State UI Determination Letter
What Documents Do I Need to Submit?
What is Covered vs. What Isn’t
How and When are Benefits Paid Out?(Timing & Recertification)
Severance Pay and Your Cushion Payouts
Executive Career Routing: How Cushion Helps You Land Your Next Role
What Happens if I Find a New Job Early?
Tax Treatment of Cushion BenefitsUnderstanding IRC § 61 & 1099-MISC
Cushion Help Center

Surplus lines policies through the non-admitted market are not subject to the full regulatory oversight of the state departments on insurance as admitted policies and are not protected by any State Guaranty Funds or Insolvency Association. In the event of insurer insolvency, losses will not be paid by a state guaranty fund.
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All policies are procured by Cushion Insurance Agency, LLC (Resident CA Surplus Lines License #6019626 and non-resident surplus lines broker licenses across operational states. View full Licenses & Disclosures. All policies are underwritten on a non-admitted basis by surplus lines insurance carriers and are subject to surplus lines taxes and stamping fees. Program administration and delegated underwriting management are executed by Cushion Insurance Agency, LLC.
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Coverage options, limits, waiting periods, and policy availability vary by jurisdiction and are subject to underwriting approval and individual policy declarations.

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