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Getting Started & Overview

Learn how Cushion’s private supplemental unemployment insurance works alongside state benefits to protect your income during a layoff.

4 articles

Eligibility & Enrollment

Review eligibility criteria, automated payroll verification, and requirements for securing coverage.

9 articles

Coverage & Terms

Understand benefit calculations, replacement tiers, payout durations, the 120-day vesting rule, and key exclusions.

7 articles

Policy Management

Find out how to update account details, transition coverage when switching jobs, manage annual renewals, or cancel your policy.

4 articles

Billing & Payments

Manage payment methods, understand premium schedules, and review state-mandated surplus lines taxes and fees.

3 articles

Claims & Benefit Payouts

Step-by-step guidance on submitting your notice of loss, state UI verification requirements, and how benefit disbursements work.

9 articles

Cushion Help Center

Surplus lines policies through the non-admitted market are not subject to the full regulatory oversight of the state departments on insurance as admitted policies and are not protected by any State Guaranty Funds or Insolvency Association. In the event of insurer insolvency, losses will not be paid by a state guaranty fund.
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All policies are procured by Cushion Insurance Agency, LLC (Resident CA Surplus Lines License #6019626 and non-resident surplus lines broker licenses across operational states. View full Licenses & Disclosures. All policies are underwritten on a non-admitted basis by surplus lines insurance carriers and are subject to surplus lines taxes and stamping fees. Program administration and delegated underwriting management are executed by Cushion Insurance Agency, LLC.
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Coverage options, limits, waiting periods, and policy availability vary by jurisdiction and are subject to underwriting approval and individual policy declarations.

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